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The State Duma adopted in the first reading a bill on credit holidays for Russians called up as part of partial mobilization, as well as for contractors.
Thus, the borrower will be able to suspend payments on consumer and mortgage loans for a period not exceeding the time of service, or reduce the amount of payments.
The same right can be granted to people who are dependent on a soldier. We are talking about family members – disabled people of groups I and II, as well as persons under his care.
It will be possible to contact the creditor to change the conditions at any time during the validity of the agreement, but no later than December 31, 2023.
The bill also provides for the full or partial termination of loan obligations in the event of death or injury to a serviceman. The same applies to persons who are dependent on him. At the same time, the government, together with the Central Bank, will set the maximum loan amount for a full write-off.
The list of relatives of servicemen who are entitled to benefits will be specified by the second reading. In particular, it is proposed to supplement the list of dependents with wives who have children and are on parental leave.
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