Sberbank raised mortgage rates on new buildings and finished housing by 0.5% from October 8. This is stated on the website of the credit institution.
“Mortgage rates are influenced by a number of factors in addition to the key rate of the Bank of Russia. So, for almost a month, there was an increase in the yield of federal loan bonds, both long-term and short-term, which affected the increase in mortgage rates at a number of banks, ”commented representatives of the RIA Novosti bank. They added that they tried to keep the previous rates, but market conditions did not allow them to do so.
Earlier, URA.RU was told that from December 1, the Bank of Russia will tighten the regulation of issuing mortgages with a down payment in the primary housing market. Nikolai Nikolaev, Deputy Chairman of the State Duma Committee on Property, Land and Property Relations, stressed that this would allow citizens to take a more reasonable approach to the decision to take loans.