Rosfinmonitoring proposed to tighten the procedure for transferring money without opening an account, limiting them to an amount of 60 thousand rubles for operations under a simplified scheme. This is reported “Kommersant” with reference to amendments to the anti-money laundering law prepared by the Federal Service.
In particular, it is proposed to set a limit of 60 thousand rubles for transfers of citizens with simplified customer identification without opening an account. Meanwhile, according to experts, the optimal bar for a transfer without opening an account after simplified identification is the amount of 600 thousand rubles. Such a limit will affect a relatively small number of customers and will not lead to an increase in costs.
In addition, according to the publication, the amendments provide for the abolition of the requirement to indicate a residence permit when transferring up to 100 thousand rubles. Another innovation may be the abolition of the norm, according to which the bank independently fills out settlement documents using information received from the client. According to experts, the abolition of autofill can lead to problems with autopayments and will require banks to rebuild the system.
• Russians purchased a record 237 billion rubles of foreign currency in the second half of July • The Central Bank is going to exchange data on suspicious transfers with the Ministry of Internal Affairs • The Bank of Russia has increased the limit on transfers abroad